Environmental Upgrade Finance

Environmental Upgrade Finance is a loan for environmental works repaid via quarterly council rates. This allows us to offer terms of finance which are not always available via other lending products and the banks.

What’s different from other loans?

  • 100% project finance, including hard and softs costs.
  • Repayments are a Statutory Charge, invoiced via local council rates
  • If the property is leased repayments can be split between landlord and tenants
  • Loan terms between 4- 20 years allowing for cashflow maximisation
  • No requirement for personal, business or other forms of security to be provided
  • Fixed repayments amortised in full over term
  • No balloon payments at the end
  • No consent or approval required by existing financier on property
  • Simple application process handled completely by our team

What can be funded?

Businesses and landlords can apply for finance to fund any projects that help manage their energy, water or waste performance. Find out more.

How it works

Sustainable Australia Fund provides the upfront capital that businesses need to make sustainability improvements to their buildings.

We do this through an Environmental Upgrade Agreement between Sustainable Australia Fund, the building owner and your local council. This allows the loan repayments to be made through your council rates notice.

EUF - how it worksImage from Sustainability Victoria

Apply now