Make sure you’re eligible
As a legislative requirement, properties in South Australia and Victoria must meet the Over-Leverage Test (you can read more about this test on our FAQs page under How To Apply).
You (the applicant) are not required to take any further action. Our team at Sustainable Australia Fund will use information from your application to perform this test.
One of our representatives will contact you to discuss your Over-Leverage Test eligibility upon the receipt of this application if we have any questions.
As a responsible lender, Sustainable Australia Fund need to assess each application for finance for the ability of the borrower to make the repayments. That’s why we need to collect some important information before we can provide finance.
Have these documents on hand for your application.
Depending on the nature of the application, we may also need to see some financial documents (in accordance with our Credit Policy) to be satisfied that the business will be able to meet the repayments.
We will require these documents if:
For applications under $50k, we may contact you to provide financials after application submission as part of our Covid Impact Questionnaire.
In case the owner entity and the occupier/trading entity are related but separate legal entities, the financials for both the owner entity and occupier/trading entity will be required as part of the credit assessment.
As a responsible lender, we require this information to be satisfied that the business will be able to meet the repayments in accordance with our credit policy.
You can read more about why we require each specific piece of information on our FAQs page, under the How to Apply section.
We may need to ask you some questions about the impact Covid-19 has had on your business to ensure we are able to process your loan. The Covid impact questionnaire will be conducted over a phone call with a member of our customer service team.
Apply via our easy to use online portal.