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How It Works:
Capital Fund Finance
Capital Fund is a new and innovative way to finance environmental improvements to a building. It diversifies the capital stack – giving owners the ability to minimise risk and replace more expensive debt or equity. With Capital Fund, loan terms of up to 20 years are available.
Capital Fund is a form of Environmental Upgrade Finance, and can be used to bridge the gap between traditional bank debt and equity investment. Because repayments are made through council rates, it comes with very competitive rates and terms, reducing the overall cost of capital, increasing developer returns and means your building will be a better environmental performer than the competition.
With long dated loan terms, Capital Fund’s unique structure mean that the finance is secured by the land, not the owner, so that if the property is sold, the finance can stay with the property (along with all the project benefits) for the new owner to benefit from.
An example of how Capital Fund can work in construction finance:
Capital Fund 6.5% p.a.*
*indicative interest rate. **net of upfront fees and charges
Capital Fund’s unique terms make it ideal for inclusion in major, transformational construction projects, such as building repositions, major refurbishments, retrofits and other significant projects that have an environmental upgrade component.
Benefits of Capital Fund
Diversify your sources of capital
Available for 100% environmental upgrade project costs – including hard, soft and auxiliary costs – of up to $20m
Interest capitalisation available for up to two years
Terms of up to 20 years
Competitive fixed period interest rates with predictable repayments
Repayments can be shared between landlords and tenants
Can be transferred to new owner if property sold before facility repaid
Often more affordable capital then most other equity and mezzanine debt within the capital stack
Can be tailored to fit a bespoke financial structure
What Can be Funded?
Capital Fund can be used for projects including office, retail, healthcare, industrial, manufacturing, hotels, cold stores, specialised manufacturing, sporting and more.
Eligible works can include anything that has an environmental benefit such as energy efficiency, solar, base building(insulation, windows etc) water efficiency, water harvesting and waste minimisation
Our new Fast Track Green loan will deliver more speed, greater flexibility, and extra choices for our customers.
+ Accelerated approval: With our Fast Track Green Loan, eligible businesses can secure up to $200,000 without the need to submit financials for faster approvals.
+ Fixed and Variable Rate Interest Options: All our eligible businesses can now choose an SAF green loan, including out Fast Track Green Loan with either a fixed or variable interest rate, providing the flexibility in funding you deserve.